This bill prescribes coverages for social and sexual conditions, screening, treatment, supplies and counseling without any type of cost sharing for the enrollee. Allows experimental and clinical trials without a health benefit plan, and requires coverage for out-of-network services. Establishes protections for abortion facilities and abortions at any stage.
Personal Choice and Responsibility
Removes the personal choice and dictates what the individual purchasing the insurance will be required to purchase. None of these benefits would be desired for people within 10-20 years from retirement when a person would drop these coverages for other coverages related to aging.
This bill adds a lot of expensive benefits that even if none of them were ever used, it would raise the cost of insurance significantly because insurance companies have to price for use. This is fiscally irresponsible dictating the benefits in all policies requiring all policy holders to pay for services whether needed or not. Every service covered increases the cost for the insurance.
Our government is extending itself into our private lives by dictating what we must purchase, including non-diagnostic benefits for screenings, assessments, support and counseling, and interventions.